Citizens State Bank has an account package to meet everyone's needs. Each package has individual charges, requirements, benefits, and features. For more information, contact a Customer Service Representative at any CSB office.
No Frills Checking Minimum to open ................................................$100 Monthly Fee ........................................................none Minimum Balance ...............................................none Debit based account
Real Checking Minimum to open ................................................$100 Monthly Fee with minimum balance....................none Monthly Fee without minimum balance..............$7.50 Minimum Balance................................................$500 Includes free debit card with unlimited check writing
Freedom Checking Minimum to open ...............................................$100 Monthly Fee........................................................none Monthly Fee (without direct deposit & LOC)........$15 Includes required overdraft line , direct deposit, and free checks
Spirit Checking Minimum to open ................................................$100 Monthly Fee .........................................................none Minimum Balance................................................none Includes required direct deposit, and free checks with unlimited check writing
Prime Rate Checking Minimum to open ...........................................$25,000 Monthly Fee.........................................................none Monthly Fee below minimum balance.................$25 Minimum Balance ..........................................$25,000 Includes tiered rate of interest paid base on Prime
Elite Checking Minimum to open ................................................$300 Monthly Fee ........................................................none Minimum Balance................................................none Includes direct deposit and premium rate of interest paid for meeting monthly requirements
Passbook Savings Minimum to open ...............................................$100 Quarterly fee (daily balance under $100) .............$5 Quarterly fee (balance $100 and over) ............FREE Withdrawal fee (over 6 per quarter) .....................$2 Dormant account fee (over 3 months) .................$10 Interest on this account is credited quarter
H.O.P.E. Checking Account Helping Our partners in Education Minimum to open .........................first direct deposit Monthly fee .......................................................FREE Per check charge .............................................FREE Limited to the school system's educators and staff who qualify for direct deposit
Captain Megabucks Children's Savings Account Minimum to open ................................................$10 Monthly fee ..........................FREE with $10 balance Withdrawal fee ( 3 per quarter) .........................FREE Withdrawal fee (over 3 perquarter) .......................$5
Small Business Checking Minimum to open ...........................................$1,500 Monthly fee (balance under$1,500).....................$15 Monthly fee (balance $1,500 or over)...............FREE
