 | ACCOUNT TYPE | MINIMUM DEPOSIT TO OPEN ACCOUNT / MINIMUM BALANCE TO OBTAIN A.P.Y. | INTEREST RATE | ANNUAL PERCENTAGE YIELD (A.P.Y.) | | "NOW" CHECKING | $500 | .20% | .20% | | MONEY MARKET CHECKING | $2,500 | .25% | .25% | | PASSBOOK SAVINGS | $100 | .25% | .25% | CERTIFICATE OF DEPOSIT 31-DAY | $2,500 | .25% | .25% | CERTIFICATE OF DEPOSIT 91-DAY | $2,500 | .25% | .25% | CERTIFICATE OF DEPOSIT 182-DAY Interest Paid At Maturity | $2,500 | .49% | .50% | CERTIFICATE OF DEPOSIT 12-MONTH Interest Compounded Quarterly | $1,000
| .74% | .75% | CERTIFICATE OF DEPOSIT 15-MONTH Interest Compounded Quarterly | $10,000
| 1.04%
| 1.05%
| CERTIFICATE OF DEPOSIT 24-MONTH Interest Compounded Quarterly | $1,000 | 1.24%
| 1.25%
| CERTIFICATE OF DEPOSIT 30-MONTH Interest Compounded Quarterly | $1,000
| 1.495%
| 1.50%
| CERTIFICATE OF DEPOSIT 36-MONTH Interest Compounded Quarterly | $1,000
| 1.74%
| 1.75%
| CERTIFICATE OF DEPOSIT 60-MONTH Interest Compounded Quarterly | $300
| 2.48%
| 2.50%
|
Rates Effective July 26, 2010 Daily Balance is the amount of principal in the account each day.

NOTE: Rates are subject to change without notice. Before making any financial decisions, please call the bank for up-to-the-minute quotations. | |
| | |